How to Set Up and Use Paytm UPI: A Complete Guide
Taptwice Social is an Indian SMM panel that helps users grow their social media presence with Indian payment methods like Paytm, UPI, PhonePe, Google Pay, and Cred. Unlike many platforms that only support international cards, Taptwice Social allows you to pay with the same methods you use for your everyday transactions. This makes it easier for Indian users to buy services like Instagram followers in India and other growth packages directly from their bank account through secure UPI payments.
One of the most widely used payment options is Paytm UPI, which is fast, safe, and directly linked to your bank account. In this article, we will explain how to set up and use Paytm UPI in detail.
Prerequisites for Using Paytm UPI
Before you begin setting up Paytm UPI, you need a few things:
- A smartphone with the Paytm app installed.
- An active Indian mobile number linked with your bank account.
- A bank account that supports UPI transactions (check NPCI for supported banks).
- A debit card for creating your UPI PIN.
Taptwice Social’s take on this: Since most Indian users already have a Paytm account for day-to-day payments, using it for buying SMM services like Instagram growth is straightforward. We’ve integrated this method because it saves users from dealing with failed international transactions.
Step-by-Step Guide to Setting Up Paytm UPI
1. Download and Install Paytm App
If you don’t already have the app, download it from the Google Play Store or Apple App Store.
2. Register and Verify Your Number
Sign up using the mobile number linked with your bank account. The app will verify this number through SMS.
3. Link Your Bank Account
From the Paytm app home screen, select the UPI option and add your bank account. Paytm will fetch the details automatically.
4. Set Your UPI PIN
Enter your debit card details (last 6 digits and expiry date). You’ll receive an OTP from the bank to create your PIN.
Taptwice Social’s take on this: This setup hardly takes 2–3 minutes. Once you’ve linked your bank account, you can directly make payments to services like Taptwice Social without storing card details. This reduces the risk of fraud.
How to Make Payments with Paytm UPI
Once your account is set up, you can make payments in multiple ways:
- Scanning QR Codes – Use the "Scan & Pay" option on the app.
- Using a Mobile Number – Send money directly to another UPI user’s number.
- Using a UPI ID – Example: yourname@paytm.
- Direct Bank Transfer – Enter account number and IFSC code.
Most of our users prefer UPI ID and QR codes because it’s instant. We support Paytm QR, PhonePe QR (PhonePe homepage), and Google Pay India for convenience.
Information for NRIs and Foreigners
Non-Resident Indians (NRIs) and foreigners can also use UPI in India. The process typically involves:
- Getting an Indian SIM card upon arrival in India.
- Linking the Indian mobile number to an NRO/NRE bank account. This may require a visit to a local bank branch.
- Once the number is linked, you can proceed with the UPI registration on apps like Paytm.
For tourists from certain countries, there are provisions to get a prepaid UPI wallet that can be loaded with funds for making payments. This allows limited access to UPI features without needing a full Indian bank account.
This option is especially useful for NRIs, as they can pay for services like digital tools or SMM panels without dealing with the extra costs and restrictions of international cards. Many of our NRI clients choose UPI because it is cheaper, faster, and more reliable compared to traditional cross-border payment methods.
Why Taptwice Social Supports Paytm and Other Indian Payment Apps
We accept payments through:
This ensures every Indian user can easily buy services like Instagram followers in India or explore other growth tools without any failed transactions.
Conclusion
Paytm UPI has made digital transactions simple, safe, and instant for everyone in India. By following the above steps, you can easily set up Paytm UPI and use it for your daily payments as well as for buying social media services on Taptwice Social.
Our goal is to provide smooth transactions and transparent services to all Indian users. With Paytm UPI and other Indian payment apps, you don’t have to worry about international card issues anymore.
👉 Need help buying Instagram followers in India? Don’t buy it blindly. Grow it with Taptwice Social’s Instagram growth service.